--- title: "Ad Spend Cards: Capital or Debit Funding for Ads | Flyweel" description: Flyweel Ad Spend Cards put every ad charge on the same live record as your campaigns, deals and revenue. Fund them in Capital Mode or Debit Mode. US only today. url: "https://www.flyweel.co/ad-spend-cards" type: static generatedAt: "2026-11-10T05:17:01.138Z" --- Ad Spend Cards[1](#home-fn-1) # Cards built for ad spend Virtual Visa cards on the same live record as your campaigns and deals. Fund them with Capital Mode or Debit Mode. [Start Free](https://signup.flyweel.co/?variant=control) [Try Cards in the Demo (opens in a new tab)](https://app.flyweel.co/demo) - No credit checks - No sales call - No card fees[2](#home-fn-2) ![Flyweel Visa Corporate card](/_vercel/image?url=_astro%2Fcapital-card.CE26IBlQ.webp&w=1200&q=100&dpl=dpl_9STkQC1vcyGhdeNEyB8G5awHGv2m) Early adopter offer Months 1–3 $0. No minimum spend After that $25k monthly keeps the platform at $0 Included White-glove onboarding [Claim 3 Months Free](https://signup.flyweel.co/?variant=control) ## Every card gets the same controls. Whichever mode you choose, each card is locked to ad spend, capped by its own budget and visible down to the charge. - ### Pay any ad platform that takes Visa. Add the card in Meta, Google or TikTok billing. There is nothing to integrate. - ### One card per buyer, platform or account. Issue as many as you need. Cancel one and every other card keeps spending. - ### A budget on every card. Set a daily, weekly, monthly or lifetime budget. Charges past it are declined. - ### Locked to ads and marketing. Cards only pay advertising and marketing merchants. Anything else is declined. - ### Alerts before a budget runs dry. Alerts land at 50, 75 and 100% of each card's budget, so you can act before a campaign stalls. - ### Every charge in one place. See the merchant, amount and status of each charge. Dispute one, open statements, or push charges to QuickBooks Online. ## Choose how you fund your cards Same cards, same controls. The difference is where the money comes from. You pick a mode once, during setup. ### Capital Mode Financing built for ad spend. Funding Flyweel funds your ad spend up to an approved limit. How charges are paid A pay in full charge card. The statement balance is debited monthly. Approval Subject to approval, based on business performance. Most applications are decided the same day, and typically within two business days. Availability US companies today. Choose it when Your campaigns work and you want this month's ads funded while last month's leads are still closing. [Explore Capital Mode](/performance-capital) ### Debit Mode Spend from your own balance. Funding You fund your own limit with a deposit. Your limit is what you put in. How charges are paid Charges draw down your deposit. Top it up whenever you choose. Approval No credit underwriting. Fund your deposit and start issuing cards. Availability US companies today. Choose it when You want every card capped by money you have already set aside, with no credit line. [Explore Debit Mode](/debit-cards) Outside the US? Enter your country during setup and select **Notify me**. Flyweel emails you when cards reach your country. ## What Flyweel cards cost ### No fee to issue, load or spend. Unlimited cards in either mode. Give each buyer, platform or account its own. ### $25k monthly keeps you at $0. Spend over $25k a month on cards and pay $0 for Flyweel, with unlimited ad accounts. Your card spend covers the platform. ### Your first 3 months are $0. Get 3 months at $0 with no minimum spend. White-glove onboarding gets you spending in the first week. ## Manage cards from your AI tools Owners and admins can freeze a card or change its budget from Claude, ChatGPT or Cursor. Each change shows a preview and runs only after you approve it. See how [Headless Finance](/headless-finance) works, or connect your ad data with [Ad MCP](/mcp). ## Put your ad spend on cards built for it. Setup takes about five minutes. You choose Capital Mode or Debit Mode along the way. [Start Free](https://signup.flyweel.co/?variant=control) ### Which mode should I choose? Choose Capital Mode if you want Flyweel to fund your ad spend up to an approved limit, so this month's ads run while last month's leads are still closing. Choose Debit Mode if you would rather fund cards from your own deposit, with no credit underwriting. The cards and controls are the same in both. ### Can I switch modes later? No. You choose the mode once, during setup, and it cannot be changed in the app afterwards. To change it, contact [team@flyweel.co](mailto:team@flyweel.co). ### Is Capital Mode a loan? No. Capital Mode is ad spend financing built for advertising. Flyweel funds card spend up to your approved limit, with terms built around your sales cycle. Approval is based on business performance. ### Can I use the cards outside the US? Not yet. Cards are US only today. Outside the US, enter your country during setup and select **Notify me**, and Flyweel emails you when cards reach your country. Flyweel's reporting, AI agent and Ad MCP work worldwide. ### Who can manage cards? Workspace owners and admins. Other roles do not have access to Cards today. Applying also needs a verified company email on your account. Questions about setup, pricing, data or who Flyweel is for? [Read the full FAQ](/faq).