September    Features  Cards  Capital     

# [v2.0] Cards and Capital are live: two modes for ad spend

  

 Unlimited virtual Visa cards for ad spend are live in two modes. Fund cards from your own balance, or fund this month's ads. US only, and no card fees. 

    ![Flyweel Team profile picture](/_vercel/image?url=_astro%2Flogo.CORAvpuc.webp&w=640&q=100&dpl=dpl_eNBupJQm65BT31Tmmw57wfaZGQur) Flyweel Team       ![Jade gradient field of Flyweel pixel glyphs](/_vercel/image?url=_astro%2Fhero-scene-jade.hvoxRRt_.webp&w=3840&q=82&dpl=dpl_eNBupJQm65BT31Tmmw57wfaZGQur)   Changelog v2.0       
          

## New[Link to this section](#new)

- Flyweel Cards are live. Issue unlimited virtual Visa cards for ad spend from the workspace that already tracks it. They work on any ad platform that accepts Visa, with no platform integration needed.

- Two modes, picked at setup. **Debit mode** funds cards from a balance you load, and spending stops when that balance hits $0. **Capital mode** is a pay in full charge card. Flyweel funds this month’s ads while last month’s leads are still closing, and the statement balance is debited monthly.

- Capital limits follow business and revenue performance, not personal credit. Applying takes about five minutes, there are no credit checks, and it does not affect your personal credit score.

- Assign cards to media buyers, platforms, or accounts. Cap or cancel one without stopping the rest.

- Cards are restricted to advertising and marketing, with an optional budget on each. Charges outside those controls get declined.

- Alerts at 50, 75 and 100% of a card’s monthly limit, plus alerts when a charge is declined or a card is issued, frozen or cancelled.

- Dispute a charge from Activity and follow its status. Merchant, amount and status show for each card transaction, and monthly statements stay in the same workspace.

- Connect QuickBooks Online from Account actions to push card transactions into your books. Xero stays on invoice reconciliation.

- No fee to issue, load, or spend on a card. Spend over $25k a month on cards and you pay $0 for Flyweel, with unlimited ad accounts. Early adopters get their first 3 months at $0 with no minimum spend, plus white-glove onboarding.

## Early limitations[Link to this section](#early-limitations)

- **US only.** Cards and capital are US only today. The reporting platform and the agent work globally, and you can tell us your country at signup.

- **Mode switching.** You choose debit or capital at setup. Switching modes in the app is not supported yet.

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## Resources[Link to this section](#resources)

- **Announcement**: [/announcements/flyweel-cards-and-capital-launch](/announcements/flyweel-cards-and-capital-launch)

- **Capital mode**: [/performance-capital](/performance-capital)

- **Debit mode**: [/debit-cards](/debit-cards)

- **Cards docs**: [/docs/cards/overview](/docs/cards/overview)

- **Capital docs**: [/docs/capital/overview](/docs/capital/overview)

- **FAQ**: [/faq#cards-capital](/faq#cards-capital)

- **Pricing**: [/pricing](/pricing)

- **Support**: [team@flyweel.co](mailto:team@flyweel.co) or in-app chat

              

Looking for more details? Check out our [full changelogs](/changelogs).